/* HORIZON CREST Limited — mock site · boutique consulting palette */
:root{
  --ink:#141414;
  --ink-2:#2a2a2a;
  --mute:#6b6b6b;
  --line:#e4e0d7;
  --paper:#f7f4ee;
  --paper-2:#efeae0;
  --accent:#7a1e1e;      /* deep oxblood, used sparingly */
  --gold:#8a6a2b;        /* muted gold, used sparingly */
  --sage:#3f6b4a;        /* muted sage green · debt-consulting accent */
  --sage-soft:#e8efe9;   /* wash for sage-tinted sections */
  --sage-line:#c7d5cb;   /* border tint */
  --focus:#000;
  --max:1120px;
  --narrow:780px;
  --serif:"EB Garamond", Georgia, "Times New Roman", serif;
  --sans:"Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Helvetica, Arial, sans-serif;
}

*{box-sizing:border-box}
html,body{margin:0;padding:0}
body{
  font-family:var(--sans);
  color:var(--ink);
  background:var(--paper);
  font-size:16px;
  line-height:1.6;
  -webkit-font-smoothing:antialiased;
  text-rendering:optimizeLegibility;
}
a{color:var(--ink);text-decoration:none;border-bottom:1px solid transparent;transition:border-color .2s ease}
a:hover{border-color:var(--ink)}
.skip{position:absolute;left:-9999px}
.skip:focus{left:1rem;top:1rem;background:#fff;padding:.5rem .75rem;z-index:1000}

.wrap{max-width:var(--max);margin:0 auto;padding:0 1.5rem}
.narrow{max-width:var(--narrow)}

/* HEADER */
.site-header{
  border-bottom:1px solid var(--line);
  background:var(--paper);
  position:sticky;top:0;z-index:20;
  backdrop-filter:saturate(1.1);
}
.header-wrap{
  display:flex;align-items:center;justify-content:space-between;
  min-height:72px;gap:1.5rem;
}
.brand{display:flex;align-items:baseline;gap:.5rem;border:0;flex-shrink:0;min-width:0;}
.brand-mark{
  font-family:var(--serif);font-weight:600;font-size:1.5rem;letter-spacing:.02em;
  white-space:nowrap;
}
.brand-word{
  font-family:var(--sans);font-size:.82rem;letter-spacing:.28em;text-transform:uppercase;color:var(--mute);
  white-space:nowrap;
}

/* Responsive shrink so brand fits on narrow screens without wrapping */
@media (max-width:640px){
  .brand-mark{font-size:1.15rem;letter-spacing:.01em;}
  .brand-word{font-size:.7rem;letter-spacing:.15em;}
}
@media (max-width:400px){
  .brand-mark{font-size:1rem;}
  .brand-word{font-size:.62rem;letter-spacing:.1em;}
}
.nav{display:flex;gap:1.5rem;flex-wrap:wrap}
.nav a{font-size:.9rem;color:var(--ink-2)}
.lang-switch{display:flex;align-items:center;gap:.35rem;font-size:.82rem;color:var(--mute)}
.lang-switch button{
  background:none;border:0;cursor:pointer;padding:.15rem .35rem;font:inherit;color:var(--mute);
}
.lang-switch button.is-active{color:var(--ink);font-weight:600}

/* HERO */
.hero{padding:6rem 0 4rem;border-bottom:1px solid var(--line)}
.eyebrow{
  font-size:.78rem;letter-spacing:.24em;text-transform:uppercase;
  color:var(--mute);margin:0 0 1rem;
}
h1{
  font-family:var(--serif);font-weight:500;
  font-size:clamp(2.2rem, 4.5vw, 3.6rem);
  line-height:1.15;margin:0 0 1.25rem;letter-spacing:-.005em;
}
.lede{font-size:1.15rem;color:var(--ink-2);max-width:44rem;margin:0 0 2rem}
.cta-row{display:flex;gap:.9rem;flex-wrap:wrap;margin-bottom:1.75rem}
.btn{
  display:inline-block;padding:.85rem 1.4rem;font:inherit;font-size:.92rem;
  border:1px solid var(--ink);cursor:pointer;background:none;color:var(--ink);
  letter-spacing:.02em;border-radius:0;transition:all .18s ease;
}
.btn-primary{background:var(--ink);color:var(--paper)}
.btn-primary:hover{background:#000}
.btn-ghost{background:transparent}
.btn-ghost:hover{background:var(--ink);color:var(--paper)}
.hero-foot{font-size:.85rem;color:var(--mute);margin:0}

/* POSITIONING */
.positioning{padding:4rem 0;border-bottom:1px solid var(--line);background:var(--paper-2)}
.pull{
  font-family:var(--serif);font-style:italic;font-weight:400;
  font-size:clamp(1.35rem, 2.4vw, 1.7rem);
  line-height:1.45;color:var(--ink);text-align:center;margin:0;
}

/* SECTIONS */
section{padding:5rem 0}
.sec-head{margin-bottom:2.5rem;max-width:44rem}
h2{
  font-family:var(--serif);font-weight:500;
  font-size:clamp(1.75rem, 3vw, 2.3rem);
  margin:0;line-height:1.2;letter-spacing:-.005em;
}
h3{font-family:var(--serif);font-weight:600;font-size:1.2rem;margin:0 0 .5rem}
p{margin:0 0 1rem}

/* WHAT */
.what{border-bottom:1px solid var(--line)}
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:2.5rem;margin-bottom:3.5rem}
.pillar{padding:2rem;background:#fff;border:1px solid var(--line)}
.pillar p{margin:0;color:var(--ink-2)}

.disciplines{border-top:1px dashed var(--line);padding-top:2.5rem}
.disc-grid{
  list-style:none;padding:0;margin:0 0 1.25rem;
  display:grid;grid-template-columns:repeat(2, minmax(0,1fr));
  gap:.5rem 2rem;
}
.disc-grid li{
  padding:.75rem 0;border-bottom:1px solid var(--line);
  font-size:.95rem;color:var(--ink-2);
}
.disc-foot{font-family:var(--serif);font-style:italic;color:var(--mute);margin:0}

/* WHO */
.who{background:var(--paper-2);border-bottom:1px solid var(--line)}
.who-body{font-size:1.05rem;color:var(--ink-2);line-height:1.75;margin:0 0 1.75rem;max-width:44rem}
.who-chips{
  list-style:none;padding:0;margin:0;
  display:flex;flex-wrap:wrap;gap:.6rem;
}
.who-chips li{
  background:#fff;border:1px solid var(--line);
  padding:.55rem 1rem;border-radius:99px;
  font-size:.9rem;color:var(--ink);
}
body[data-lang="zh"] .who-body{line-height:1.85}

/* ABOUT */
.about{border-bottom:1px solid var(--line)}
.about-body{max-width:44rem}
.bio-placeholder{color:var(--mute);font-style:italic}

/* STANDARDS */
.standards{background:var(--paper-2);border-bottom:1px solid var(--line)}
.std-grid{display:grid;grid-template-columns:repeat(2, minmax(0,1fr));gap:2rem}
.std-grid > div{padding:1.5rem;background:#fff;border:1px solid var(--line)}
.std-grid p{margin:0;color:var(--ink-2)}

/* CONTACT */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:2.5rem}
.contact-card{padding:2rem;background:#fff;border:1px solid var(--line)}
.contact-card p{margin:0 0 1rem}
.contact-card strong{display:block;font-size:.78rem;letter-spacing:.2em;text-transform:uppercase;color:var(--mute);margin-bottom:.25rem}
.micro{font-size:.85rem;color:var(--mute);font-style:italic}
.enquiry{display:grid;gap:.9rem}
.enquiry label{display:grid;gap:.35rem;font-size:.82rem;letter-spacing:.14em;text-transform:uppercase;color:var(--mute)}
.enquiry input,.enquiry textarea{
  font:inherit;font-size:1rem;color:var(--ink);
  padding:.75rem .85rem;background:#fff;border:1px solid var(--line);border-radius:0;
  outline:none;transition:border-color .18s ease;
}
.enquiry input:focus,.enquiry textarea:focus{border-color:var(--ink)}
.enquiry button{margin-top:.5rem;justify-self:start}

/* FOOTER */
.site-foot{background:var(--ink);color:#d9d4c7;padding:3rem 0;font-size:.85rem}
.site-foot .brand-mark{color:#fff}
.site-foot .brand-word{color:#d9d4c7}
.foot-wrap{display:grid;gap:1rem}
.foot-disc{max-width:60rem;color:#c9c3b3;line-height:1.55}
.foot-links a{color:#d9d4c7;border-bottom-color:transparent}
.foot-links a:hover{border-bottom-color:#d9d4c7}
.foot-copy{color:#9a9482;margin:0}

/* ASSISTANT */
.assistant-launcher{
  position:fixed;right:1.25rem;bottom:1.25rem;z-index:40;
  display:flex;align-items:center;gap:.55rem;
  background:var(--ink);color:var(--paper);
  border:0;border-radius:999px;padding:.85rem 1.2rem;
  font:inherit;font-size:.9rem;letter-spacing:.06em;cursor:pointer;
  box-shadow:0 6px 24px rgba(0,0,0,.18);
}
.assistant-launcher .dot{
  width:.55rem;height:.55rem;border-radius:50%;background:#c9a24a;display:inline-block;
  box-shadow:0 0 0 0 rgba(201,162,74,.7);
  animation:pulse 2.2s ease-out infinite;
}
@keyframes pulse{
  0%{box-shadow:0 0 0 0 rgba(201,162,74,.55)}
  70%{box-shadow:0 0 0 12px rgba(201,162,74,0)}
  100%{box-shadow:0 0 0 0 rgba(201,162,74,0)}
}

.assistant-panel{
  position:fixed;right:1.25rem;bottom:5rem;z-index:41;
  width:min(380px, calc(100vw - 2rem));
  max-height:min(70vh, 640px);
  background:#fff;border:1px solid var(--line);
  display:flex;flex-direction:column;
  box-shadow:0 20px 60px rgba(0,0,0,.18);
}
.assistant-panel[hidden]{display:none}
.asst-head{
  display:flex;align-items:center;justify-content:space-between;
  padding:.85rem 1rem;border-bottom:1px solid var(--line);background:var(--paper-2);
}
.asst-title{margin:0;font-family:var(--serif);font-size:1rem}
.asst-close{
  background:none;border:0;font-size:1.5rem;line-height:1;cursor:pointer;color:var(--mute);
  padding:0 .25rem;
}
.asst-close:hover{color:var(--ink)}
.asst-log{
  flex:1;overflow-y:auto;padding:1rem;display:flex;flex-direction:column;gap:.65rem;
  font-size:.92rem;background:#fff;
}
.msg{padding:.65rem .85rem;border-radius:.4rem;max-width:88%;line-height:1.5}
.msg.bot{background:var(--paper-2);color:var(--ink);align-self:flex-start;border:1px solid var(--line)}
.msg.user{background:var(--ink);color:var(--paper);align-self:flex-end}
.asst-quick{padding:0 1rem .6rem;display:flex;flex-wrap:wrap;gap:.4rem}
.asst-quick button{
  background:#fff;border:1px solid var(--line);color:var(--ink-2);
  padding:.4rem .7rem;font:inherit;font-size:.8rem;cursor:pointer;border-radius:999px;
}
.asst-quick button:hover{border-color:var(--ink);color:var(--ink)}
.asst-form{display:flex;gap:.5rem;padding:.75rem;border-top:1px solid var(--line);background:var(--paper-2)}
.asst-form input{flex:1;font:inherit;padding:.6rem .75rem;border:1px solid var(--line);background:#fff}
.asst-form input:focus{outline:none;border-color:var(--ink)}
.asst-form button{background:var(--ink);color:var(--paper);border:0;padding:0 1rem;cursor:pointer;font:inherit}
.asst-foot{margin:0;padding:.55rem 1rem .8rem;font-size:.7rem;color:var(--mute);border-top:1px solid var(--line);line-height:1.5;background:#fff}

/* RESPONSIVE */
@media (max-width: 780px){
  .nav{display:none}
  .header-wrap{min-height:64px}
  .two-col,.std-grid,.contact-grid,.scope-grid{grid-template-columns:1fr;gap:1.25rem}
  .focus-card{padding:1.75rem}
  .step{padding:1.5rem;gap:1rem;grid-template-columns:auto 1fr}
  .step-num{width:2.5rem;height:2.5rem;font-size:1.15rem}
  .disc-grid{grid-template-columns:1fr}
  .hero{padding:4rem 0 3rem}
  section{padding:3.5rem 0}
  .who-list strong{display:block;min-width:0;margin-bottom:.15rem}
  .assistant-launcher{right:1rem;bottom:1rem;padding:.75rem 1rem}
  .assistant-panel{right:.75rem;left:.75rem;bottom:4.5rem;width:auto}

  /* MOBILE ONLY — shrink hero + surface Focus card above hero */
  .hero{padding:2rem 0 2rem}
  .hero h1{font-size:1.9rem;line-height:1.2;margin-bottom:.75rem}
  .hero .lede{font-size:1rem;margin-bottom:1.25rem}
  .hero .eyebrow{margin-bottom:.6rem}
  .hero .cta-row{margin-bottom:1rem;gap:.6rem}
  .hero .btn{padding:.7rem 1rem;font-size:.85rem}
  .hero .hero-foot{font-size:.78rem}

  /* Tighten Focus card so more of it fits on first screen */
  .focus{padding:2.5rem 0 2.5rem}
  .focus .sec-head{margin-bottom:1.25rem}
  .focus h2{font-size:1.5rem}
  .focus-card{padding:1.5rem}
  .focus-h3{font-size:1.35rem;margin-bottom:.75rem}
  .focus-body{font-size:.92rem;line-height:1.55}
}

/* FOCUS BAND (homepage) */
.focus{padding:4.5rem 0;background:var(--sage-soft);border-bottom:1px solid var(--line)}
.focus .sec-head{margin-bottom:2rem}
.focus-card{
  display:block;background:#fff;border:1px solid var(--sage-line);
  padding:2.5rem;text-decoration:none;color:var(--ink);
  transition:transform .2s ease, box-shadow .2s ease, border-color .2s ease;
  border-left:4px solid var(--sage);
}
.focus-card:hover{transform:translateY(-2px);box-shadow:0 12px 32px rgba(63,107,74,.12);border-color:var(--sage)}
.focus-card:hover .focus-cta{transform:translateX(4px)}
.focus-tag{
  font-size:.78rem;letter-spacing:.22em;text-transform:uppercase;
  color:var(--sage);margin:0 0 .9rem;font-weight:600;
}
.focus-h3{
  font-family:var(--serif);font-weight:500;
  font-size:clamp(1.4rem, 2.4vw, 1.9rem);
  margin:0 0 1rem;line-height:1.25;color:var(--ink);
}
.focus-body{color:var(--ink-2);margin:0 0 1.25rem;max-width:52rem;line-height:1.65}
.focus-cta{
  display:inline-block;color:var(--sage);font-weight:600;font-size:.95rem;
  letter-spacing:.02em;transition:transform .2s ease;
}

/* SUB-HERO (debt-consulting page) */
.sub-hero{padding:5rem 0 3.5rem;border-bottom:1px solid var(--line);background:var(--paper)}
.sub-h1{
  font-family:var(--serif);font-weight:500;
  font-size:clamp(2rem, 4vw, 3.2rem);
  line-height:1.15;margin:.75rem 0 1.25rem;letter-spacing:-.005em;
}

/* DO / DO NOT */
.dc-scope{padding:5rem 0;background:#fff;border-bottom:1px solid var(--line)}
.scope-grid{display:grid;grid-template-columns:1fr 1fr;gap:2.5rem}
.scope-col{padding:2rem;border:1px solid var(--line);background:var(--paper)}
.scope-col.do{border-left:4px solid var(--sage)}
.scope-col.dont{border-left:4px solid var(--accent)}
.scope-col .eyebrow{margin-bottom:1.25rem;color:var(--ink)}
.scope-col.do .eyebrow{color:var(--sage)}
.scope-col.dont .eyebrow{color:var(--accent)}
.scope-list{list-style:none;padding:0;margin:0}
.scope-list li{
  padding:.7rem 0;padding-left:1.5rem;position:relative;
  border-bottom:1px solid var(--line);color:var(--ink-2);
}
.scope-list li:last-child{border-bottom:0}
.scope-col.do .scope-list li::before{content:"✓";position:absolute;left:0;color:var(--sage);font-weight:600}
.scope-col.dont .scope-list li::before{content:"✕";position:absolute;left:0;color:var(--accent);font-weight:600}

/* HOW / 3 STEPS */
.how{padding:5rem 0;background:var(--sage-soft);border-bottom:1px solid var(--line)}
.steps{list-style:none;padding:0;margin:0;display:grid;gap:1.5rem}
.step{
  display:grid;grid-template-columns:auto 1fr;gap:1.5rem;
  padding:2rem;background:#fff;border:1px solid var(--sage-line);
  align-items:start;
}
.step-num{
  display:flex;align-items:center;justify-content:center;
  width:3.25rem;height:3.25rem;border-radius:50%;
  background:var(--sage);color:#fff;
  font-family:var(--serif);font-size:1.5rem;font-weight:600;
  flex-shrink:0;
}
.step-body h3{margin:0 0 .5rem;font-family:var(--serif);font-weight:600;font-size:1.15rem}
.step-body p{margin:0;color:var(--ink-2);line-height:1.65}

/* OPTIONS COMPARISON TABLE */
.dc-options{padding:5rem 0;background:var(--paper);border-bottom:1px solid var(--line)}
.sec-lede{color:var(--ink-2);max-width:44rem;margin:1rem 0 0;line-height:1.65}
.opt-table-wrap{overflow-x:auto;-webkit-overflow-scrolling:touch;margin-top:2rem;border:1px solid var(--line);background:#fff}
.opt-table{
  width:100%;border-collapse:collapse;font-size:.92rem;
  min-width:640px;
}
.opt-table th,.opt-table td{
  padding:1.1rem 1.15rem;text-align:left;vertical-align:top;
  border-bottom:1px solid var(--line);
}
.opt-table thead th{
  background:var(--ink);color:var(--paper);
  font-weight:500;font-size:.8rem;letter-spacing:.18em;text-transform:uppercase;
}
.opt-table tbody tr:last-child td{border-bottom:0}
.opt-table tbody tr:hover{background:var(--sage-soft)}
.opt-table tbody td:first-child{font-weight:600;color:var(--ink);width:22%;min-width:11rem}
.opt-table tbody td:last-child{color:var(--sage);width:26%}
.opt-foot{margin-top:1.25rem;font-size:.85rem;color:var(--mute);font-style:italic;max-width:52rem;line-height:1.6}

/* WHO (sub-page) */
.dc-who{padding:5rem 0;background:#fff;border-bottom:1px solid var(--line)}
.dc-who p{color:var(--ink-2);line-height:1.7}
.dc-signal{margin-top:1.5rem;color:var(--mute);font-family:var(--serif);font-style:italic;font-size:1.05rem}

/* SUB-PAGE FOOTER CTA */
.dc-cta-band{padding:5rem 0;background:var(--sage-soft);text-align:center}
.dc-cta-line{
  font-family:var(--serif);font-style:italic;font-size:clamp(1.3rem, 2.2vw, 1.6rem);
  color:var(--ink);margin:0 0 1.5rem;line-height:1.4;
}
.cta-row.centered{justify-content:center}
.dc-cta-note{margin-top:1.25rem;font-size:.88rem;color:var(--mute);font-style:italic}

/* =====================================================
   LOCAL RETAIL FLOW (Cantonese · index.html home)
   Palette shifts to warmer accent · avatar hero
   ===================================================== */
body.local-flow{
  font-family:"Noto Sans HK","PingFang HK","Hiragino Sans HK","Microsoft JhengHei",sans-serif;
  background:#faf7f2;color:#1f1f1f;
}
:root{
  --local-accent:#2f7d5d;
  --local-accent-dark:#1f5a41;
  --local-warm:#f4ebd8;
  --local-ink:#1f1f1f;
  --wa:#25d366;
  --wa-dark:#1ebe57;
}

/* LOCAL HEADER */
.local-header{
  background:#fff;border-bottom:1px solid #e6dfd0;
  position:sticky;top:0;z-index:20;
}
.local-header-wrap{
  display:flex;align-items:center;justify-content:space-between;
  min-height:64px;gap:1rem;
}
.brand-word-local{
  font-family:"Noto Sans HK",sans-serif;
  font-size:.95rem;font-weight:700;color:var(--local-accent-dark);
  margin-left:.5rem;letter-spacing:.05em;
  white-space:nowrap;
}
@media (max-width:640px){
  .brand-word-local{font-size:.78rem;margin-left:.35rem;letter-spacing:.03em;}
}
@media (max-width:400px){
  .brand-word-local{font-size:.68rem;letter-spacing:.02em;}
}
.local-nav{display:flex;gap:1.3rem;align-items:center;flex-wrap:wrap}
.local-nav a{
  font-size:.92rem;color:#333;font-weight:500;
  border-bottom:1px solid transparent;transition:border-color .2s;
}
.local-nav a:hover{border-color:var(--local-accent);color:var(--local-accent-dark)}
.local-nav .alt-lang{
  font-size:.78rem;color:#888;padding:.3rem .6rem;
  border:1px solid #d9d0bd;border-radius:99px;
}
.local-nav .alt-lang:hover{color:var(--local-accent-dark);border-color:var(--local-accent)}

/* AVATAR HERO */
.avatar-hero{
  background:linear-gradient(180deg,#fdf9f2 0%,#f4ebd8 100%);
  padding:2.5rem 0 3.5rem;border-bottom:1px solid #e6dfd0;
  min-height:75vh;display:flex;align-items:center;
}
.avatar-wrap{
  display:grid;grid-template-columns:minmax(0,32%) 1fr;
  gap:3rem;align-items:center;
}
.avatar-media{text-align:center}
.avatar-frame{
  position:relative;display:inline-block;
  border-radius:50%;overflow:hidden;
  width:min(100%, 320px);aspect-ratio:1;
  box-shadow:0 20px 60px rgba(47,125,93,.18), 0 4px 12px rgba(0,0,0,.08);
  border:6px solid #fff;
  animation:breathe 4s ease-in-out infinite;
}
@keyframes breathe{
  0%,100%{transform:scale(1)}
  50%{transform:scale(1.015)}
}
.avatar-img{width:100%;height:100%;object-fit:cover;display:block}
.avatar-live{
  position:absolute;bottom:14px;right:14px;
  background:#fff;color:var(--local-accent-dark);
  font-size:.72rem;font-weight:600;
  padding:.28rem .65rem;border-radius:99px;
  box-shadow:0 2px 8px rgba(0,0,0,.1);letter-spacing:.03em;
}
.avatar-live::before{color:var(--wa);margin-right:.15rem}
.avatar-name{margin:1rem 0 .25rem;font-size:1.05rem;color:#333}
.avatar-name strong{color:var(--local-accent-dark);font-size:1.15rem}
.avatar-lang{margin:0;color:#666;font-size:.85rem;letter-spacing:.05em}

.avatar-copy{padding:1rem 0}
.tag-badge{
  display:inline-block;background:var(--local-accent);color:#fff;
  padding:.35rem .9rem;border-radius:99px;
  font-size:.78rem;font-weight:500;letter-spacing:.08em;margin:0 0 1rem;
}
.local-h1{
  font-family:"Noto Sans HK",sans-serif;font-weight:900;
  font-size:clamp(2rem, 4vw, 3rem);
  line-height:1.2;margin:0 0 1rem;color:var(--local-ink);
  letter-spacing:-.01em;
}
.local-lede{
  font-size:1.1rem;line-height:1.65;color:#3a3a3a;
  margin:0 0 1.75rem;max-width:36rem;
}
.local-lede strong{color:var(--local-accent-dark);font-weight:600}
.soft-free{
  margin-top:1.25rem;font-size:.85rem;color:#8a7a5a;
  font-style:italic;line-height:1.6;
}
.soft-free-fine{
  display:inline-block;margin-top:.35rem;
  font-size:.7rem;color:#a89a75;font-style:normal;
  letter-spacing:.02em;
}

.btn-lg{padding:.95rem 1.7rem;font-size:1rem;font-weight:600;border-radius:6px}

/* 3-STEP FLOW */
.flow{padding:4.5rem 0;background:#fff;border-bottom:1px solid #e6dfd0}
.local-sec-head{margin-bottom:2.5rem;text-align:center;max-width:44rem;margin-left:auto;margin-right:auto}
.eyebrow-local{
  font-size:.8rem;letter-spacing:.24em;text-transform:uppercase;
  color:var(--local-accent);font-weight:600;margin:0 0 .75rem;
}
.local-h2{
  font-family:"Noto Sans HK",sans-serif;font-weight:700;
  font-size:clamp(1.6rem, 3vw, 2.2rem);
  margin:0;line-height:1.35;color:var(--local-ink);
}
.flow-steps{
  list-style:none;padding:0;margin:0;
  display:grid;grid-template-columns:1fr auto 1fr auto 1fr;
  gap:1rem;align-items:stretch;
}
.flow-step{
  background:#fdf9f2;border:1px solid #e6dfd0;border-top:4px solid var(--local-accent);
  padding:2rem 1.5rem;text-align:center;position:relative;
  border-radius:8px;
}
.flow-icon{
  width:64px;height:64px;margin:0 auto 1rem;
  color:var(--local-accent-dark);
  background:#fff;border-radius:50%;padding:.5rem;
  display:flex;align-items:center;justify-content:center;
  box-shadow:0 4px 12px rgba(47,125,93,.12);
}
.flow-icon svg{width:100%;height:100%}
.flow-num{
  display:block;font-family:"EB Garamond",serif;
  font-size:.9rem;color:var(--local-accent);font-weight:600;
  letter-spacing:.15em;margin-bottom:.5rem;
}
.flow-h{
  font-family:"Noto Sans HK",sans-serif;font-weight:700;
  font-size:1.3rem;margin:0 0 .75rem;color:var(--local-ink);
}
.flow-body{color:#4a4a4a;font-size:.95rem;line-height:1.65;margin:0}
.flow-body strong{color:var(--local-accent-dark)}
.flow-arrow{
  display:flex;align-items:center;justify-content:center;
  color:#c9b98d;width:40px;
}
.flow-arrow svg{width:40px;height:40px}

/* OPTIONS CARDS (replaces old comparison table on local page) */
.opt-cards{padding:4.5rem 0;background:#fdf9f2;border-bottom:1px solid #e6dfd0}
.opt-grid{
  display:grid;grid-template-columns:repeat(2, 1fr);gap:1.5rem;
}
.opt-card{
  background:#fff;border:1px solid #e6dfd0;padding:2rem;
  border-radius:8px;position:relative;
  border-left:4px solid var(--local-accent);
}
.opt-num{
  position:absolute;top:-14px;left:24px;
  background:var(--local-accent);color:#fff;
  width:40px;height:40px;border-radius:50%;
  display:flex;align-items:center;justify-content:center;
  font-weight:700;font-size:.95rem;
}
.opt-card h3{
  font-family:"Noto Sans HK",sans-serif;font-weight:700;font-size:1.2rem;
  margin:0 0 .75rem;color:var(--local-ink);
}
.opt-card p{margin:0 0 .75rem;color:#4a4a4a;line-height:1.6}
.opt-card p:last-child{margin-bottom:0}
.opt-card strong{color:var(--local-accent-dark)}
.opt-role{
  padding-top:.75rem;border-top:1px dashed #e6dfd0;
  font-size:.9rem;color:#666;font-style:italic;
}
.opt-foot-local{
  text-align:center;margin-top:2rem;font-size:.88rem;color:#888;font-style:italic;
}

/* BOOKING */
.book-section{padding:4.5rem 0;background:#fff}
.book-grid{
  display:grid;grid-template-columns:1.4fr 1fr;gap:2.5rem;align-items:start;
}
.book-form{display:grid;gap:1rem}
.book-form label{display:grid;gap:.35rem}
.book-form label span{
  font-size:.85rem;font-weight:600;color:#333;
}
.book-form input, .book-form select, .book-form textarea{
  font:inherit;font-size:1rem;padding:.75rem .85rem;
  border:1px solid #d9d0bd;background:#fff;border-radius:6px;
  color:var(--local-ink);
}
.book-form input:focus, .book-form select:focus, .book-form textarea:focus{
  outline:none;border-color:var(--local-accent);
  box-shadow:0 0 0 3px rgba(47,125,93,.12);
}
.form-fine{
  font-size:.75rem;color:#999;font-style:italic;
  margin:.5rem 0 0;line-height:1.5;text-align:right;
}
.book-alt{
  background:#fdf9f2;border:1px solid #e6dfd0;padding:2rem;border-radius:8px;
  border-left:4px solid var(--wa);
}
.book-alt-lede{margin:0 0 1rem;font-weight:600;color:#333}
.btn-wa{
  background:var(--wa);color:#fff;border-color:var(--wa);
  display:inline-flex;align-items:center;gap:.5rem;
  width:100%;justify-content:center;
}
.btn-wa:hover{background:var(--wa-dark);border-color:var(--wa-dark);color:#fff}
.wa-icon{width:1.2rem;height:1.2rem}
.book-addr{
  margin-top:1.5rem;padding-top:1.5rem;border-top:1px dashed #e6dfd0;
  color:#4a4a4a;line-height:1.6;font-size:.95rem;
}
.book-addr strong{
  display:block;font-size:.75rem;letter-spacing:.15em;
  text-transform:uppercase;color:#888;margin-bottom:.35rem;
}
.book-addr-note{font-size:.85rem;color:#888;font-style:italic}

/* LOCAL FOOTER (inherits site-foot, uses same background) */
.local-foot{background:var(--local-ink);color:#d9d4c7}
.local-foot .foot-brand .brand-word{color:#d9d4c7}

/* LOCAL ASSISTANT (bigger launcher pill · avatar in header) */
.assistant-launcher.local{
  background:var(--local-accent);padding:1rem 1.4rem;
  font-size:1rem;box-shadow:0 8px 28px rgba(47,125,93,.35);
}
.assistant-launcher.local:hover{background:var(--local-accent-dark)}

/* AVATAR LAUNCHER · large circular face with speech bubble */
.avatar-launcher{
  all:unset;
  position:fixed;right:1.5rem;bottom:1.5rem;z-index:40;
  width:132px;height:132px;border-radius:50%;
  cursor:pointer;display:block;
  background:#fff;
  box-shadow:0 12px 36px rgba(47,125,93,.35), 0 4px 12px rgba(0,0,0,.15);
  transition:transform .25s cubic-bezier(.2,.9,.3,1.2), box-shadow .25s;
}
.avatar-launcher:hover{
  transform:scale(1.06);
  box-shadow:0 18px 48px rgba(47,125,93,.45), 0 6px 16px rgba(0,0,0,.2);
}
.avatar-launcher:focus-visible{outline:3px solid var(--local-accent);outline-offset:4px}
.avatar-launcher-img{
  position:absolute;inset:6px;
  width:calc(100% - 12px);height:calc(100% - 12px);
  border-radius:50%;object-fit:cover;object-position:center 20%;
  display:block;
}
.avatar-launcher-ring{
  position:absolute;inset:-6px;border-radius:50%;
  border:3px solid var(--local-accent);
  animation:ring-pulse 2.4s ease-out infinite;
  pointer-events:none;
}
@keyframes ring-pulse{
  0%{transform:scale(1);opacity:.75}
  70%{transform:scale(1.18);opacity:0}
  100%{transform:scale(1.18);opacity:0}
}
.avatar-launcher-bubble{
  position:absolute;top:-14px;left:-72px;
  background:#fff;color:var(--local-accent-dark);
  padding:.55rem .85rem;border-radius:14px 14px 4px 14px;
  font-size:.82rem;font-weight:700;line-height:1.25;
  box-shadow:0 4px 14px rgba(0,0,0,.12);
  white-space:nowrap;
  font-family:"Noto Sans HK","PingFang HK","Hiragino Sans HK","Microsoft JhengHei",sans-serif;
  animation:bubble-bob 3.6s ease-in-out infinite;
}
.avatar-launcher-bubble::after{
  content:"";position:absolute;right:-6px;bottom:8px;
  width:0;height:0;
  border-left:8px solid #fff;
  border-top:6px solid transparent;
  border-bottom:6px solid transparent;
}
@keyframes bubble-bob{
  0%,100%{transform:translateY(0)}
  50%{transform:translateY(-4px)}
}
.avatar-launcher-live{
  position:absolute;bottom:4px;right:4px;
  background:var(--local-accent);color:#fff;
  font-size:.62rem;font-weight:600;letter-spacing:.05em;
  padding:.22rem .55rem;border-radius:99px;
  box-shadow:0 2px 6px rgba(0,0,0,.15);
  border:2px solid #fff;
}
.avatar-launcher-live::first-letter{color:#7ee0a8}

@media (max-width: 720px){
  .avatar-launcher{
    width:96px;height:96px;
    right:1rem;bottom:1rem;
  }
  .avatar-launcher-bubble{
    top:-10px;left:-58px;font-size:.72rem;padding:.4rem .65rem;
  }
  .avatar-launcher-live{font-size:.55rem;padding:.15rem .4rem}
}
.local-panel{width:min(400px, calc(100vw - 2rem));max-height:min(78vh, 700px)}
.local-asst-head{gap:.75rem;padding:.9rem 1rem}
.asst-avatar{
  width:44px;height:44px;border-radius:50%;
  object-fit:cover;border:2px solid #fff;
  box-shadow:0 2px 6px rgba(0,0,0,.15);
}
.local-asst-head > div{flex:1}
.asst-sub{margin:.1rem 0 0;font-size:.72rem;color:#888;letter-spacing:.05em}
.mic-btn{
  background:#f4ebd8;border:1px solid #d9d0bd;color:#666;
  padding:.55rem .65rem;font-size:1rem;cursor:not-allowed;border-radius:6px;
}
.mic-btn:hover{background:#e6dfd0}
.asst-log .msg.bot{background:#f4ebd8;border-color:#e6dfd0}
.asst-log .msg.user{background:var(--local-accent)}
.asst-quick button{border-color:#d9d0bd}
.asst-quick button:hover{border-color:var(--local-accent);color:var(--local-accent-dark)}
.asst-form button[type=submit]{background:var(--local-accent)}
.asst-form button[type=submit]:hover{background:var(--local-accent-dark)}

/* LOCAL RESPONSIVE */
@media (max-width: 900px){
  .flow-steps{
    grid-template-columns:1fr;gap:.5rem;
  }
  .flow-arrow{transform:rotate(90deg);height:40px;margin:0 auto}
  .opt-grid{grid-template-columns:1fr}
  .book-grid{grid-template-columns:1fr;gap:1.5rem}
}
@media (max-width: 720px){
  .avatar-hero{padding:2rem 0 2.5rem;min-height:auto}
  .avatar-wrap{grid-template-columns:1fr;gap:1.5rem;text-align:center}
  .avatar-media{order:1}
  .avatar-copy{order:2}
  .avatar-frame{width:min(60vw, 240px)}
  .local-h1{font-size:1.7rem}
  .local-lede{font-size:1rem;margin-left:auto;margin-right:auto}
  .local-lede strong{display:inline}
  .cta-row{flex-direction:column;gap:.6rem}
  .cta-row .btn{width:100%}
  .form-fine{text-align:left}

  /* Compact horizontal pill nav for mobile · no wrap · no vertical stack */
  .local-header-wrap,
  .header-wrap{
    flex-wrap:wrap;
    justify-content:space-between;
    gap:.5rem;
  }
  .brand{flex-shrink:0;min-width:0}
  .brand-mark{font-size:.95rem}
  .brand-word,
  .brand-word-local{font-size:.7rem}
  .crest{width:38px;height:38px;margin-right:.25rem}
  .local-nav,
  .nav{
    display:flex;
    flex-wrap:nowrap;
    gap:.5rem;
    align-items:center;
    order:3;
    width:100%;
    justify-content:center;
    padding:.35rem 0 .1rem;
    border-top:1px solid rgba(0,0,0,.06);
    margin-top:.35rem;
  }
  .local-nav a:not(.alt-lang),
  .nav a{
    font-size:.82rem;
    padding:.35rem .55rem;
    border:1px solid transparent;
    border-radius:999px;
    white-space:nowrap;
  }
  .local-nav a:not(.alt-lang):hover,
  .nav a:hover{
    border-color:var(--local-accent, #1f5a41);
    color:var(--local-accent-dark, #143d2c);
  }
  .lang-switch{order:2;flex-shrink:0;font-size:.8rem}
}

@media (max-width: 380px){
  .brand-mark{font-size:.85rem}
  .brand-word,
  .brand-word-local{font-size:.65rem}
  .crest{width:32px;height:32px}
  .local-nav a:not(.alt-lang),
  .nav a{font-size:.75rem;padding:.3rem .45rem}
}

/* LEGAL PAGES */
.legal-page{padding:5rem 0 6rem;background:var(--paper)}
.legal-page .eyebrow{margin-top:0}
.legal-h1{
  font-family:var(--serif);font-weight:500;
  font-size:clamp(2rem, 3.6vw, 2.8rem);
  margin:0 0 .5rem;line-height:1.2;letter-spacing:-.005em;
}
.legal-updated{color:var(--mute);font-size:.9rem;margin:0 0 2.5rem;font-style:italic}
.legal-body{color:var(--ink-2);line-height:1.7}
.legal-body h2{
  font-family:var(--serif);font-weight:600;
  font-size:1.2rem;color:var(--ink);
  margin:2rem 0 .5rem;
}
.legal-body h2:first-child{margin-top:0}
.legal-body p{margin:0 0 1rem}
.legal-body ul{margin:0 0 1rem;padding-left:1.35rem}
.legal-body li{margin:0 0 .5rem}
.legal-body strong{color:var(--ink)}
.legal-back{margin-top:3rem;padding-top:2rem;border-top:1px solid var(--line)}
.legal-back a{color:var(--mute);font-size:.9rem}
.legal-back a:hover{color:var(--ink)}
body[data-lang="zh"] .legal-body{line-height:1.85}

/* LANG STATE */
body[data-lang="zh"]{font-family:"Noto Serif TC","Songti TC","PingFang TC",var(--serif)}
body[data-lang="zh"] h1,
body[data-lang="zh"] h2,
body[data-lang="zh"] h3,
body[data-lang="zh"] .pull,
body[data-lang="zh"] .asst-title{font-family:"Noto Serif TC","Songti TC","PingFang TC",serif;letter-spacing:0}
body[data-lang="zh"] .brand-word{letter-spacing:.2em}
body[data-lang="zh"] .eyebrow,
body[data-lang="zh"] .contact-card strong{letter-spacing:.16em}

/* =====================================================
   v2 · OPTIONS GRID upgrade (5 cards · 3-col desktop)
   ===================================================== */
.opt-grid{
  grid-template-columns:repeat(3, 1fr);
  gap:1.5rem;
}
.opt-card{position:relative}

/* Removed distinctive tints for opt-card-sme / opt-card-property — all 6 service cards
   now share the default sage-accent look for visual consistency. */
.opt-ribbon{
  position:absolute;top:16px;right:16px;
  background:var(--wa);color:#fff;
  font-size:.7rem;font-weight:700;letter-spacing:.15em;
  padding:.25rem .6rem;border-radius:99px;
}

@media (max-width: 1080px){
  .opt-grid{grid-template-columns:repeat(2, 1fr)}
}
@media (max-width: 620px){
  .opt-grid{grid-template-columns:1fr}
}

/* =====================================================
   v2 · CASE STUDIES section
   ===================================================== */
.cases{
  padding:5rem 0;
  background:linear-gradient(180deg,#fdf9f2 0%,#f4ebd8 100%);
  border-bottom:1px solid #e6dfd0;
}
.case-grid{
  display:grid;grid-template-columns:repeat(2, 1fr);
  gap:1.75rem;margin-top:1rem;
}
.case-card{
  background:#fff;border:1px solid #e6dfd0;border-radius:14px;
  overflow:hidden;box-shadow:0 6px 20px rgba(47,125,93,.06);
  display:flex;flex-direction:column;
  transition:transform .2s ease, box-shadow .2s ease;
}
.case-card:hover{
  transform:translateY(-3px);
  box-shadow:0 14px 34px rgba(47,125,93,.14);
}
.case-head{
  background:var(--local-accent);color:#fff;
  padding:1.1rem 1.4rem;
}
.case-tag{
  display:inline-block;background:rgba(255,255,255,.18);
  padding:.25rem .65rem;border-radius:99px;
  font-size:.72rem;font-weight:600;letter-spacing:.08em;
  margin-bottom:.7rem;
}
.case-person{display:flex;align-items:center;gap:.85rem}
.case-avatar{
  width:44px;height:44px;border-radius:50%;
  background:rgba(255,255,255,.15);
  display:flex;align-items:center;justify-content:center;
  color:#fff;flex-shrink:0;
}
.case-avatar svg{width:32px;height:32px}
.case-name{
  margin:0;font-size:1.15rem;font-weight:700;line-height:1.2;
}
.case-meta{margin:.15rem 0 0;font-size:.85rem;opacity:.9}
.case-figure{
  padding:1.4rem 1.4rem 1.1rem;
  border-bottom:1px solid #f0e9d8;
  background:#fdfaf3;
}
.case-figure-label{
  margin:0;font-size:.78rem;letter-spacing:.15em;
  color:#8a7a5a;font-weight:600;text-transform:uppercase;
}
.case-figure-value{
  margin:.25rem 0 0;font-size:2.1rem;font-weight:900;
  color:var(--accent);letter-spacing:-.01em;line-height:1.1;
  font-family:"Noto Sans HK","PingFang HK",sans-serif;
}
.case-body{
  padding:1.4rem;flex:1;
  color:#3a3a3a;line-height:1.7;font-size:.95rem;
}
.case-body p{margin:0 0 .8rem}
.case-body p:last-child{margin-bottom:0}
.case-body strong{color:var(--local-accent-dark);font-weight:700}
.case-pill{
  display:inline-block;
  background:#f4ebd8;color:var(--local-accent-dark);
  font-size:.75rem;font-weight:700;letter-spacing:.12em;
  padding:.3rem .8rem;border-radius:99px;
  margin:.4rem 0 .5rem !important;
}
.case-pill-result{
  background:var(--local-accent);color:#fff;margin-top:1rem !important;
}
.case-outcome{
  background:#f4ebd8;padding:1rem 1.4rem;
  display:flex;justify-content:space-between;align-items:center;
  border-top:1px solid #ebe1c9;
}
.case-outcome-label{
  font-size:.78rem;color:#8a7a5a;font-weight:600;letter-spacing:.1em;
}
.case-outcome-value{
  font-size:1.4rem;font-weight:900;color:var(--local-accent-dark);
  font-family:"Noto Sans HK","PingFang HK",sans-serif;
}
.cases-disclaimer{
  text-align:center;margin-top:2rem;font-size:.82rem;color:#8a7a5a;
  font-style:italic;max-width:44rem;margin-left:auto;margin-right:auto;
  line-height:1.6;
}
@media (max-width: 780px){
  .case-grid{grid-template-columns:1fr;gap:1.25rem}
  .case-figure-value{font-size:1.85rem}
}

/* =====================================================
   v2 · ADDRESS CARD + GOOGLE MAP
   ===================================================== */
.loc-block{
  display:grid;grid-template-columns:1fr 1.2fr;gap:1.5rem;
  margin-bottom:2.5rem;
}
.loc-card{
  background:#fff;border:1px solid #e6dfd0;border-radius:10px;
  padding:1.75rem;border-left:4px solid var(--local-accent);
  display:flex;flex-direction:column;gap:.85rem;
}
.loc-icon{
  display:inline-flex;align-items:center;justify-content:center;
  width:48px;height:48px;border-radius:50%;
  background:var(--local-accent);color:#fff;
}
.loc-icon svg{width:24px;height:24px}
.loc-copy p{margin:0}
.loc-name{
  font-family:"Noto Sans HK","PingFang HK",sans-serif;
  font-size:1.25rem;font-weight:700;color:var(--local-ink);
  margin-bottom:.35rem !important;
}
.loc-addr{color:#3a3a3a;line-height:1.6}
.loc-note{
  font-size:.85rem;color:#888;font-style:italic;
  margin-top:.35rem !important;
}
.loc-links{
  margin-top:.75rem !important;font-size:.95rem;
  display:flex;gap:.6rem;align-items:center;flex-wrap:wrap;
}
.loc-links a{color:var(--local-accent-dark);font-weight:600}
.loc-links span{color:#c9b98d}
.loc-open-maps{
  margin-top:auto;padding-top:1rem;
  color:var(--local-accent);font-weight:600;font-size:.9rem;
  border-top:1px dashed #e6dfd0;
  display:inline-block;text-decoration:none;
  transition:color .2s;
}
.loc-open-maps:hover{color:var(--local-accent-dark)}
.loc-map{
  border-radius:10px;overflow:hidden;
  border:1px solid #e6dfd0;
  box-shadow:0 4px 14px rgba(0,0,0,.06);
  min-height:360px;background:#f4ebd8;
}
.loc-map iframe{border:0;display:block;width:100%;height:100%}
@media (max-width: 780px){
  .loc-block{grid-template-columns:1fr;gap:1rem}
  .loc-map{min-height:280px}
  .loc-map iframe{height:280px}
}

/* v3 · Property/mortgage card (option #6) */
/* Removed distinctive property-card tint — unified with default sage-accent look. */

/* v3 · TU credit-rating badge (case cards) */
.tu-badge{
  margin:1.25rem 0 0;
  background:#fdfaf3;border:1px solid #e8dcc3;
  border-radius:10px;padding:.85rem 1.1rem;
  display:flex;flex-direction:column;gap:.15rem;align-items:center;text-align:center;
}
.tu-badge-eyebrow{
  font-size:.72rem;letter-spacing:.15em;color:#8a7a5a;font-weight:600;
}
.tu-badge-line{
  font-size:1.05rem;font-weight:700;color:var(--local-ink);
  display:inline-flex;align-items:center;gap:.5rem;
  font-family:"Noto Sans HK","PingFang HK",sans-serif;
}
.tu-badge .tu-from{
  color:#8a7a5a;font-size:1.6rem;font-weight:900;
  min-width:1.4em;text-align:center;
}
.tu-badge .tu-to{
  color:var(--local-accent-dark);font-size:1.6rem;font-weight:900;
  min-width:1.4em;text-align:center;
}
.tu-badge .tu-arrow{color:var(--local-accent);font-size:1.15rem;font-weight:800}
.tu-badge .tu-up{color:var(--local-accent);font-size:1rem}

/* Crest logo icon · header brand · 山峰 crest */
.crest{
  display:inline-flex;align-items:center;justify-content:center;
  width:68px;height:68px;color:var(--ink,#1f1f1f);flex-shrink:0;margin-right:.35rem;
}
.crest svg{width:100%;height:100%;display:block}
.site-foot .crest{color:#fff}
@media (max-width:640px){
  .crest{width:50px;height:50px;margin-right:.35rem}
}
